The Bank Guarantee Fund (BFG) guarantee scheme covers deposits held at
all domestic banks, i.e. those with their registered head offices located within the territory of the Republic of Poland, irrespective of the form of their operations (joint stock company, co-operative bank), with the exception of Bank Gospodarstwa Krajowego (state-run bank) and mortgage banks (which, as a rule, do not carry out deposit activities),
all cooperative savings and credit unions.
branches of foreign banks (i.e. bank branches established in the territory of a non-EU State) to the extent that the deposit guarantee system in the country does not guarantee the payment of funds at least to the extent and in the amount specified in the Act on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution.
